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Property Description
Imagine starting your morning in Tampa’s sought-after Ballast Point neighborhood, with the water nearby and a home that blends distinctive mid-century modern character with inviting spaces for everyday living. This 3-bedroom, 2.5-bath home welcomes you with an open floorplan where the kitchen and family room flow together, creating the perfect setting for slow mornings, casual dinners, and evenings spent with friends. Stone countertops, a breakfast bar, and a dining nook give the kitchen both style and function, making it easy to gather and connect.
The split-bedroom layout offers a sense of privacy, with the primary suite tucked just off the kitchen for convenient access. Unwind in the en suite bathroom, complete with dual sinks, separate vanities, a soaking tub, and a separate shower, then enjoy the added storage of a spacious walk-in closet. Two additional bedrooms offer room for guests, family, or a home office, while a half bath provides convenience when entertaining. Luxury vinyl plank flooring extends throughout the bedrooms, closets, and main living areas, creating a cohesive look that complements the home's character.
Beyond the interior, the spacious, fully fenced backyard invites you to make the most of Florida living. Picture weekend cookouts on the deck, evenings around the grill, or simply enjoying your own outdoor retreat.
Recent updates add even more appeal, including roof replacements in 2011 and 2022, a new water heater and AC in 2023, an AC compressor replacement in 2024, and kitchen appliance updates from 2022 through 2026. With its distinctive exterior, inviting indoor-outdoor spaces, and convenient proximity to the water, this Ballast Point home offers an opportunity to enjoy the character of South Tampa and the laid-back rhythm of Florida living.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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