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Property Description
Bright, open, and move-in ready on one of the best corner lots in Riverside Heights. This 2-bedroom, 2-bath home sits on an oversized 9, 000+ square foot lot at Munro and Warren with mature oak trees, a fenced backyard, and the kind of street presence you rarely find in 33602. The layout feels nothing like the cramped, chopped-up bungalows that dominate this neighborhood - wide open living and dining areas flow together with big impact windows pulling in natural light from every direction, modern ceiling fans, and warm wood-tone flooring that runs wall to wall.
The primary suite includes a generously sized bedroom with double closets, ceiling fan, and a fully renovated ensuite bath featuring green zellige-style tile, a rattan-accented vanity, brushed gold fixtures, and an arched mirror - a true standout. The secondary hall bath retains its original vintage pink tile, a charming mid-century detail that adds real character to the home. The kitchen features a tile backsplash, ample cabinet and counter space, and overlooks the side yard through an impact window. New paint, baseboards, flooring, and light fixtures throughout.
For the ambitious buyer, the oversized one-car garage (384 SF) presents a serious value-add opportunity. A conversion to living space would bring the home from 1, 572 SF to nearly 2, 000 SF - unlocking over $100, 000 in additional value without adding a single square foot to the building footprint.
The bones are just as solid as the finishes. Permitted improvements include: 10 new impact-rated windows (2022), complete whole-house plumbing re-pipe and new main water service line (2022), new AC system (2022), foundation stabilization across two phases (2016-2017), and a 25-year roof installed in 2008 with a clean inspection in early 2025 post-storms. Additional updates include a new water heater, new garage door and opener, new fenced backyard (2021), termite tenting (2023), and newer stove and washer. Every major system has been addressed.
Located minutes from Armature Works, Ulele, the Tampa Riverwalk, Water Street, and downtown. Riverside Heights continues to see significant new investment and construction activity. Zoned RS-50 in Flood Zone X - no flood insurance required. This is a lot of house, a lot of lot, and a lot of location for the money.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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