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Property Description
This property is virtually staged. Step back in time — without giving up a single modern comfort. This beautifully preserved 1903 Craftsman
bungalow sits on one of Old West Tampa’s most photogenic streets, where original cigar-brick pavers and turn-
of-the-century homes set the scene. Behind the columned front porch and signature gabled roofline, a fully
updated 3-bedroom, 1-bath home (plus a dedicated office) delivers timeless character, thoughtful 2024
improvements, and rare in-town value.
Inside, the open living and dining area flows beneath crown molding and rich hardwood floors, anchored by a
bright, functional kitchen with a refrigerator, full-size range, built-in microwave, custom
tile backsplash, and a stackable washer and dryer tucked neatly into its own nook. The renovated bath features
a tub / shower with floor-to-ceiling marble-look tile. Three comfortable bedrooms and a separate office — ideal
for working from home — round out a layout that lives larger than its footprint.
The home wears its history well: original shiplap and wood siding, two inviting porches, and a fully screened rear
porch made for year-round Florida evenings. Major systems have already been addressed — updated electrical
and plumbing, a 2018 roof, and an insulated attic — and the seller provides a wind mitigation report (which may
help lower insurance costs) plus a boundary survey, saving the next owner real money after closing.
A fully fenced yard offers privacy and security, with gated parking and convenient rear-alley access. Climate
control is currently handled efficiently by window A / C units; the home was previously served by a 2.5-ton RUUD
14-SEER central system (2019), and the existing ductwork remains — so a buyer can simply add a replacement
condenser to restore full central air if desired.
Currently tenant-occupied with tenants willing to vacate on 30 days’ notice, this is a flexible opportunity for
owner-occupants and investors alike. Historic charm, modern updates, and built-in buyer savings make 2118 W
Palmetto a rare find in a rapidly appreciating pocket just minutes from Downtown Tampa, Armature Works, the
Riverwalk, and Midtown. Schedule your private showing today.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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