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Property Description
Welcome to Island Club at Rocky Point, a gated waterfront community on Old Tampa Bay offering a balance of comfort, convenience, and resort-style amenities. This bright, open, and well-maintained 1-bedroom, 1-bath top-floor end unit features abundant natural light, a spacious living area with tray ceiling, crown molding, and a kitchen with granite countertops, stainless steel appliances, and abundant cabinet storage. A private screened balcony provides a comfortable outdoor space, while the bedroom offers a large walk-in closet. Additional features include a separate laundry area with full-size washer and dryer, an oversized private one-car garage with generous storage, and an additional designated parking space.
Residents enjoy a variety of waterfront amenities, including a heated saltwater pool, spa, sauna, fitness center, clubhouse, outdoor grilling area, and private community pier with access to Old Tampa Bay for kayaking, paddleboarding, and fishing. A car wash and vacuum area add additional convenience.
The monthly HOA fee includes premium internet and cable, gated access, flood insurance, roof and exterior maintenance, grounds maintenance, pest control, property management, reserves, and access to community amenities.
Conveniently located near Tampa International Airport, International Plaza, Westshore shopping and dining, waterfront restaurants, Courtney Campbell walking and biking trails, Ben T. Davis Beach, and major highways, with easy access to downtown Tampa and the Gulf beaches.
Ideal for a primary residence or seasonal retreat, this condo offers comfortable, low-maintenance living in an established waterfront community.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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