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Property Description
This spacious 2-story loft condo in Victory Lofts is the epitome of urban living in the Channel District, featuring 2, 527 square feet of interior living space with 3 bedrooms, 2 bathrooms, and an oversized 12'x18' balcony offering another 216 square feet of outdoor living space. As you enter, you are welcomed by an open floorplan with soaring 18' ceilings, beautiful rustic wood floors, and floor-to-ceiling windows. The updated kitchen features modern high-gloss white cabinetry, quartz countertops, and stainless steel appliances, including a natural gas stove. This level also offers a spacious great room perfect for a large dining room or combined living / dining space with a huge light installation suspended from the 18' ceiling, a separate family room, large guest bedroom, full bathroom, and laundry closet with full-size washer and dryer. Sliding glass doors lead to the oversized balcony equipped with electric, water, and a natural gas line for your grill or outdoor kitchen. The modern industrial staircase takes you to the second level, where you will find another guest bedroom currently used as an open loft living space, an adjacent flex room that can serve as a huge walk-in closet or be converted into a 3rd bathroom and / or upstairs laundry room, and a dream primary suite with downtown Tampa views, a sitting area, large walk-in closet, and huge primary bathroom with access to the flex room. Your new urban dwelling also includes 2 assigned parking spaces in a gated garage and a secured storage unit. Victory Lofts' amenities include a lobby with package room, fitness room, club room with rooftop terrace and BBQ grill, and a fenced dog park. Maintenance fees include water, sewer, trash, natural gas for your stove and grill, basic cable and internet, building insurance, property management, maintenance and janitorial staff, and escrow reserves. Victory Lofts has satisfactorily completed its SIRS and Milestone inspections, with no special assessments currently due or pending. The Channel District offers a multitude of bars, restaurants, and entertainment, plus Publix, CVS, gyms, and locally owned shops and services within walking distance. Sparkman Wharf, Water Street, Florida Aquarium, and Benchmark Arena are also within walking distance, making this the perfect live, work, play environment without having to get in your car.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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